PROFITABLE WAY
ACQUISITIONS
REAL ESTATE
installment plan in Russia and CIS
under 1-6% per annum
Free
online
consultation
beneficial for those who have:
- there is the entire amount for purchase,
- Available for down payment only
- no savings at all
Residential & Commercial
real estate
in Russia and the CIS
Cooperation with the Pension Fund - maternity capital, as well as other state. subsidies
100% money back guarantee
Financial vacation for good cause (maximum 2 times a year for 3 months)
Saving
from 1 million rubles compared to other purchase methods
Early repayment without penalty
Minimum requirements (passport only)
The current account is located in Sberbank, which controls the movement of funds
Best Way - вместо ипотеки
Best Way - вместо ипотеки
Best Way Company | Выгодный способ покупки недвижимости | Россия и СНГ
ЖК Бест Вей: Награда "Предприятие Года 2015" за социально значимый вклад / Репортаж от LifeNews
Интервью Владимира Соловьева с Романом Василенко Москва Август 2016
В Москве наградили основателя и руководителя жилищного кооператива «Бест вэй» Романа Василенко
What is Best Way?
Best Way is a housing cooperative, non-profit organization that allows its shareholders to purchase residential and commercial real estate worth up to 10 million rubles_cc781905-5cde-3194-bbd5-1364-bbd5-m on the secondary markets in any region of the Russian Federation and in many other countries on affordable terms (at 1-6% per annum).
Both individuals and legal entities can become members of Best Way. Through the Best Way cooperative, you can purchase real estate in Russia, Kyrgyzstan, Belarus, Kazakhstan_cc781905-5cde-3194-bb3b -136bad5cf58d_and some countries in Europe.
What is a "cooperative"?
Cooperation is a voluntary association of people to solve a specific problem. The modern cooperative movement began in the 18th century. England became the birthplace of consumer cooperatives, France for production cooperatives, and Germany for rural and household cooperatives.
Кооператив основан на совместной деятельности и взаимопомощи членов кооператива, каждый из которых вносит свою долю (пай). In the housing cooperative, shareholders contribute funds for which they purchase real estate objects in turn.
How it works?
Several persons, becoming shareholders of the cooperative, make initial contributions to the common account to purchase the desired real estate
Since the shareholders have contributed funds for the objects only partially, they will not be enough to purchase the objects all at once. So, a queue for the purchase is formed. The more new shareholders, the more people contribute funds, and accordingly, the queue moves faster. Due to the fact that Best Way is a federal cooperative, the waiting list is only 6-10 months.
First, the object is bought by the first shareholder. He pays the amount borrowed from other shareholders according to the payment schedule. Other shareholders, while standing in line, also make contributions for their future objects. Thus, an amount sufficient to purchase an object for the next shareholder in turn is accumulated. Etc.
Best Way is a housing co-op, not a building co-op: it doesn't build anything. That is, shareholders on one's ownpick up real estate anywhere in Russia and some CIS countries, regardless of whether the object is ready or unfinished.
Important!
REAL ESTATE ACQUISITION PROGRAMS
1) Down payment:
● Installment* at 2% per annum –
with a down payment of 50% value;
● Installment* at 6% per annum –
at initial 35% cost contribution;
2) Annual savings program:
● Installment* at 4% per annum –
with a monthly installment of 10,000 rubles;
● Installment* at 3% per annum –
with a monthly installment of 20,000 rubles;
● Installment* at 2% per annum –
with a monthly payment of 30,000₽;
● Installment* at 1% per annum –
with a monthly installment of 50,000 rubles;
*Loan term up to 10 years.
CALCULATION OF PAYMENTS and OVERPAYMENTS:
- specify the value of the object.
- whether there is accumulated capital and how much.
- if not, what is the minimum amount are you willing to contribute monthly.
Why such a low interest rate?
Because the key rate does not matter, which plays a key role in setting interest rates on bank loans. Now the key rate is 10% per annum, so the mortgage, being a banking product, cannot be lower than 11% in modern Russia. The cooperative does not use bank funds, but the funds of its shareholders.
Stages of real estate purchase through Best Way LCD
1) Entering the LCD Best Way:
-
Filling out an application
-
Payment of the entrance fee of 1020 euros (if the cost of the object is less than 1.5 million rubles) or 2040 euros for individuals. persons (if the value of the object is more than 1.5 million rubles) and 6120 euros for legal entities. persons,
-
Payment of a monthly membership fee of 1000 rubles,
-
Making a share contribution in the amount of 10,000 rubles;
2) Acquisition of the object chosen by the shareholder in the order of priority (several months);
3) Transfer of the object to the shareholder under a lease agreement;
4) Payment according to the installment plan;
5) Transfer of ownership of the object to the shareholder after the payment of the loan.
Benchmarking Mortgages and the Best Way
Of course, the most popular way to purchase real estate is mortgage lending. However, according to statistics, only one in ten can get and master a mortgage loan.
In addition, interest rates on loans in Russia are still quite high and, given the mandatory insurance of purchased property, a mortgage is a very costly and burdensome undertaking. As a result, overpayments on a loan, depending on its terms and conditions, can reach from 80 to 500% of the cost of a mortgage loan. In other words, having purchased an apartment for 3 million rubles on a mortgage, a person, taking into account interest, is forced to pay up to 15 million rubles.
HOW TO SAVE AND EVEN EARN ON BUYING REAL ESTATE
Free
online
consultation
beneficial for those who have:
- there is the entire amount for purchase,
- Available for down payment only
- no savings at all
An agreement accumulation and an agreement hiring are concluded, excluding the possibility of the cooperative to conduct any transactions with a real estate object. The contract is registered with the Federal Registration Service of the Russian Federation.
GUARANTEES
The shareholder and all members of his family can register in a residential building.
In case of exit of the shareholder from the LCD, he all contributions are refunded
After the full payment of the share, the ownership of the premises passes to the Tenant (shareholder).
It doesn't matter key bet. Shareholder pays a fixed price of the property.
Roman Vasilenko - founder and chairman of the board of the LCD Best Way:
“The BW project as an enterprise was born after I was invited to the State Duma in 2014 to a round table on youth issues, and then to the summit of the SCO countries. The topic was: "How to preserve human capital and prevent brain drain from Russia." I decided that it was necessary to create a company that would solve two problems at once: give the Russians work and housing. I found a system of housing cooperatives, but found that because of the long wait, they all stalled. As a professional in financial consulting and marketing, I decided that this was my challenge. I have to find a new business solution. And I found it. What is it? In the realization of a natural human need. If a person has joined a cooperative, then he is already interested in attracting people in order to get his apartment faster. And if he is paid money for this, then his motivation will be many times stronger. An active shareholder, getting an apartment, earns another one. I used the principle: give a person money, do not be greedy - this is the turbo engine of our LCD.
Chief Time Federal Magazine #44 - April 2015